Posted by baseball55 on April 2, 2014, at 19:49:33
In reply to Re: divorce?, posted by alexandra_k on April 2, 2014, at 15:06:49
> It is worth figuring transport costs into accommodation. The *true cost* of accommodation, if you like. Cars are very expensive to run. The money I'd save on having a large commute in I would end up spending on public transport or on fuel, parking, insurance, depreciation etc etc etc. Not to mention the time taken to commute and the commuter rage which would take years off my life...
In Boston, any housing on public transportation and with access to stores, etc, on foot, is unaffordable, much more costly than the additional costs of owning a car.
As far as payment plans go, one thing I don't want to do is build up consumer debt. Been there, done that. The monthly payments soon eat up your monthly earnings and you can never get out from under. I want to put aside some of the equity in our home as savings - rather than use it all as a downpayment, even if this means a higher monthly mortgage - so I have a cushion and can avoid building up debts. That's also why I want some alimony. It would give me enough money every month so I could set some aside for large, less predictable outlays.
It's all weird. I've haven't had a separate bank account or credit card for 34 years. Everything is joint. I need to open a bank account and apply for a new credit card. Little things like that. All the utilities are in my name, so we need to redo all that.
In the meantime, when we're not on this subject, we get along beautifully. In fact, he has never been as sweet and affectionate as he has been over the last few months, since all this started.
Thanks to all of you. Your support is really helpful.
poster:baseball55
thread:1063324
URL: http://www.dr-bob.org/babble/social/20140312/msgs/1063585.html