Posted by auntvi on June 30, 2011, at 14:06:52
In reply to Re: What do you do when you can't work anymore? » alchemy, posted by zonked on June 29, 2011, at 12:25:55
> > I have a pretty good job but have only been there 4 months and my resume has breaks for the last 3 jobs. I am single and the place that I live is sunny, nice, and good for my mood. Old things grose me out, and I feel more "trapped" with small apartments and hearing people.
> >
> > Going to work for a few hours is good for me to good out, but the rest of the day makes me feel psycho, watching the clock, and miserable. I recently actually started taking some alcohol to get throught the last part of the day. And I am not a drinker. (nor an addictive personality). I also wonder if the agonizinig time at work is worth being able to pay for where I live. (my car is a piece of junk, but I don't really care about cars)
> >
> > I don't qualify for short-term disability because it's pre-existing, nor fmla because I haven't been there a year.
> >
> > I guess that leaves me with disability. I am going to have to get ECT. How do people afford to live if they are single with barely any money? I've alway pushed myself to work, but it's getting too much. And if I do get better, my resume history sucks.
>
> I am assuming you don't live in California or DC, which rules out State Disability. That leaves you with SSDI/SSI. I would recommend you call a disability attorney (the yellow pages should be fine) should you decide to pursue this, as the process is cumbersome.
>
> If you are approved, the good news is that you should get Medicaid right away, which will take care of doctor's visits and meds. Medicare will come a little bit later. If you've worked enough and qualify for SSDI, it will come within a year - if not and you just get SSI alone, you'll get Medicaid right away but Medicare will take another two years. (I know. It's utterly confusing.)
>
> While the amount of money isn't great, the health coverage is *really* helpful.
>
> And it's not a permanent sentence either - I expect to be working again by the end of the year.
>
> Whatever you do, do NOT apply for SSDI/SSI alone without the aid of an attorney or paralegal. Any little check box wrong or one piece of missing or slightly incorrect information and your app will be rejected, which will set you back at least 3 months. (Just my advice.)
>
> -zZonked, thanks very much for the practical info on SSDI. I'm planning to ask my meds MD about this next week. Chronic depression, unemployed, no insurance, 58 yrs old.
Alchemy, I'd say stay in that job as long as you possibly can. Can you work from home part of the week? Go to part-time temporarily?
AuntVi
poster:auntvi
thread:989473
URL: http://www.dr-bob.org/babble/20110630/msgs/989865.html