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Dr. Bob is Robert Hsiung, MD,
[email protected]Shown: posts 1 to 3 of 3. This is the beginning of the thread.
Posted by dapper on September 3, 2008, at 23:36:07
I have been trying different meds for awhile now without a docs supervision. Effexor stopped working for me, so I ordered stablon. That didn't hack it, so I just switched to Ixel. I can't deny it anymore, I feel like crap and need a physicians assistance. My debt is too high and I have no money. What can I do? Should I apply for insurance and not disclose my medical past? Last time I did that with blue cross, I got flat out denied. This is becoming too much for me to go alone, I feel like my brain is cracking under too much weight.
Posted by yxibow on September 4, 2008, at 1:08:23
In reply to Need doctors help and can't afford: Ideas?, posted by dapper on September 3, 2008, at 23:36:07
> I have been trying different meds for awhile now without a docs supervision. Effexor stopped working for me, so I ordered stablon. That didn't hack it, so I just switched to Ixel. I can't deny it anymore, I feel like crap and need a physicians assistance. My debt is too high and I have no money. What can I do? Should I apply for insurance and not disclose my medical past? Last time I did that with blue cross, I got flat out denied. This is becoming too much for me to go alone, I feel like my brain is cracking under too much weight.
I understand the situation because I applied to [unmentionable company] and bothered to disclose that I had depression, and was instantly denied. Thankfully for HIPAA (had exhausted COBRA) [unmentionable company] was required to offer insurance and chose one of their typically expensive PPOs.However using [unnamed] for psychiatric conditions is basically shall we say piss poor and is not a good idea -- they can cancel you under some squeaky crack and they farm it out anyhow and the max is pitifully below your "medical max" which is up in the $mil.
You can try applying and lying to another insurance company, however they share information and will find and cancel you potentially and you live in a scared situation.
I would not continue though, to self-medicate, if all possible because a psychiatrist knows the eventual affect of medications, especially those in your own country.There are low cost clinics in some cities, I would seek them out.
Try first to see if there is a chapter of NAMI in your city for information, that is one source.
Unfortunately I know that some cities are better at managing the cracks of mental illness poverty than others (thats not semantically correct, but you get the idea).
The other option is a waiting list on your [state] pool of insurance -- again, I dont know how much mental health they cover.
It is a sad state in the US that mental health parity is not actually true -- and biochemical imbalances cost business time lost just as much as if someone had a serious "medical" illness.
-- I wish you well-- tidings
Jay
Posted by Phillipa on September 4, 2008, at 12:12:50
In reply to Re: Need doctors help and can't afford: Ideas? » dapper, posted by yxibow on September 4, 2008, at 1:08:23
Definitely go to a clinic with a sliding scale get a diagnosis and they will help you get meds. Unless you are able to work you might be lucky enough to get Medicaire. The doc would apply for you as mine did when no longer able to work. I wanted to work but he said no. Medicaire is not that bad compaired to a lot of HMO's etc. If you're really without funds medicaid will pay for mostly everything as long as you don't own a house or property. Good luck. Phillipa
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