Posted by ClearSkies on December 1, 2007, at 19:04:56
In reply to Re: Does the policy state non-coverage, or delay?, posted by stargazer2 on December 1, 2007, at 14:01:42
> ClearSkies, are you eligible for disability or would you think of applying since you have been unable to work for 3 years?
>That's a good question; when I stopped working, it was voluntary on my part (that is, I quit before I was asked to leave) after having taken a leave of absence. My pdoc at the time did not agree with my decision, but we did not agree about much of my treatment plan either, which is why she's no longer my pdoc. I have an appointment scheduled in the new year with my current pdoc which whom I can discuss this, though I noted during my intake appointment that his office does NOT get involved in disability cases. Sounds like a dead end to me.
At the moment we're considering trying another insurer for a different type of plan, and withdrawing the coverage that my husband had selected, since it's so poor on so many levels. Funny how you don't get to read any of the fine print on the policies until AFTER you pay the premiums!! So you really have no idea what you're signing up for.
>
> I too have been out of work for a year and a half and interviewing and answering the questions about that time gap has been difficult, but if you can minimize why you were not working, it will not be seen as you are unemployable but as an elective decision. You just have to be creative with your answer and believe it.
>I've been thinking hard about this: I just don't know if I can handle working for a "big box" store like the few that offer benefits to part time employees. I can barely handle volunteer work, some weeks. Especially since social anxiety has compounded my depression in the past. I just don't know.
CS
poster:ClearSkies
thread:797846
URL: http://www.dr-bob.org/babble/20071125/msgs/798178.html